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The user downloads and runs the application.
Just after the installation the account balance and transaction history
are empty.
The user can choose "Transfer" to open a transfer form.
The form is validated to make sure that the amount does
not exceed 500€.

After a successful transaction, the account balance and history
are received from the server and the application's memory is updated.
The data remains in the application's permanent memory store,
so the user can access it without connecting to the Internet.

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